Florida Solar in 2026: Net Metering, Rising FPL Rates & Is It Worth It?

Florida is one of the best solar states in the country that most people underrate. We don't have the sky-high electricity rates of California or the Northeast, but we have brutal summer bills, hurricane risk, and a utility landscape that keeps pushing rates up. Here is the honest 2026 picture for Florida homeowners.

## Florida still has 1-to-1 net metering — for now

This is Florida's quiet advantage. Under current rules, when your panels send extra power to the grid, you get credited at the **full retail rate** — a one-to-one swap. That makes the savings math work beautifully.

The catch: net metering policy is under regular pressure across the country, and the most valuable time to lock in today's rules is **before** they change. Homeowners who go solar while 1-to-1 net metering is intact protect that economic value for the life of their system.

## FPL and Duke rates keep climbing

Florida Power & Light, Duke Energy Florida, and TECO have all pushed rate increases in recent years, and storm-recovery surcharges show up on bills after every major hurricane season. When you produce your own power, you stop being exposed to those increases. Solar in Florida is less about a flashy rate and more about **getting off an escalator that only goes up.**

## What changed federally in 2026

The **30% federal residential solar tax credit (Section 25D) ended December 31, 2025.** For Florida homeowners buying a system with cash or a loan in 2026, there is no longer a 30% personal credit.

But here is the Florida-specific silver lining: because we have **no state income tax**, that federal credit was always the only tax incentive in play — so its loss is simpler to reason about here than in states with their own programs. And the workaround is the same nationwide: a **$0-down lease or PPA**, where the provider keeps the commercial credit and passes the savings to you as a locked, below-utility rate.

## Hurricanes make the battery conversation different in Florida

Anyone who has sat through a multi-day outage after a hurricane knows that backup power is not a luxury here. A solar-plus-battery system keeps your refrigerator, internet, and AC running when the grid goes down — and in Florida, that resilience is often the deciding factor, not just the savings.

## Is solar worth it in Florida in 2026?

For most Florida homeowners with a **$130+ monthly bill**, a sun-exposed roof, and plans to stay in the home: **yes.** The combination of 1-to-1 net metering, relentless rate increases, abundant sunshine, and hurricane resilience makes the case — and a $0-down lease means you can capture it without writing a check or waiting on a tax credit that no longer exists.

It is worth waiting if your bill is very small, you are moving soon, or heavy shade covers most of your roof.

## See your Florida numbers

Every roof, utility, and bill is different. [Get a free Solarfying quote](/get-quote) or [explore solar in Florida](/states/florida) to see what your system, savings, and $0-down options actually look like in 2026 — with no expired tax credits in the math.

## Related reading - [Is solar still worth it in 2026 without the tax credit?](/blog/is-solar-worth-it-2026-without-tax-credit) - [How much does solar cost in 2026?](/blog/how-much-does-solar-cost-2026) - [Do you really need a solar battery in 2026?](/blog/do-you-need-a-solar-battery-2026)